HELPING YOU NAVIGATE THE
MORTGAGE LOAN PROCESS
Licensed in Florida, Georgia and North Carolina.
Able to provide referrals in 44 states.
Mark Hayden
WATCH THIS VIDEO
Certified Mortgage Advisor
First Time
Homebuyer
VETERANS
(thank you for serving)
Challenging Credit
Situation
Down-Payment
Assistance
Conventional Loans
FHA
USDA
REFINANCE INTO A SMARTER
MORTGAGE - TODAY
Consumer Credit balances are at historical highs! Are monthly payments out of control? Let's review your situation and see what options are available for you. Don't delay, please call me today
No Cost - No Obligation Review.
The answers to all your
mortgage questions...
Committed to giving you all the support and guidance you
need to find the right mortgage options for you and your family.
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
Navigation
Contact
Social Media
Copyright ©2021 |
Licensed to Do Business |
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |
Corporate | NMLS ID
Corporate Address :
Corporate NMLS | Company Website:
NMLS Consumer Access Portal
100% Secure. We value your privacy.
By submitting your email and phone number in the form(s) on our site, you give consent to receiving occasional emails and SMS text messages about special offers, or other information, from us.
License Info
NMLS: 1940167
Company NMLS: 1660690
Explore
Copyright © 2026 | Mark Hayden | All rights reserved
Website Designed & Powered By: Goat Genie